Compare Taxi Insurance with Quotezone
If you are a taxi driver or run a taxi firm, it’s important to find
the best type of insurance to suit your needs and protect you against
all eventualities. Depending on the insurer, there are a number of cover
options to consider when looking for the best deal such as personal
accident or public liability cover, as well as legal protection for the
driver. Therefore, it could be ideal to compare taxi insurance from a
number of insurance providers to find a cheap taxi insurance policy to
Whether you drive a saloon, black cab or MPV, we could compare taxi
quotes that could save you money. Our panel of UK taxi insurance
providers can cater for both private hire insurance or public hire
insurance to ensure you get the appropriate level of cover.
Simply fill out one short form and we’ll attempt to match you with a
member of our insurance provider panel - all you have to do is sit back
and wait for their call, when you can then discuss a tailored taxi
insurance quote to suit your individual circumstances.
Take advantage of an impartial taxi comparison – insuring your taxi
cab may cost a lot less than you think. Whether you are a cab driver, or
a taxi fleet owner, our panel of taxi insurance providers may be able
to offer you a great price. Finding black cab, saloon or MPV insurance
doesn’t have to be hard work.
For your peace of mind, we are based in the UK and are authorised and
regulated by the Financial Conduct Authority for insurance mediation.
End your insurance search here and use Quotezone to compare taxi
policies from our panel of UK insurance providers and you could get a
great deal on your taxi insurance.
Compare cheap taxi prices and start saving today!
Taxi drivers tend to drive long hours and long distances, often at
night, and often in inner-city areas. As a result insurance companies
could consider this a high-risk kind of driving, and premiums may be
adjusted accordingly. The higher cost of UK taxi insurance versus
standard car insurance, combined with the importance of having good
coverage, could mean it is essential for drivers to take the time to
compare taxi insurance thoroughly and find a policy that works for them.
Private Versus Public Taxi Insurance
Public taxis are those which could be hailed on the street and don't
necessarily need to be booked in advance. These taxis are much more
likely to spend significant amounts of time on busy streets in
inner-city areas. As a result they may be considered higher risk, and
premiums could be higher.
Taxis that are used exclusively for customers who book their journeys
in advance are classed as private taxis. Taxi insurance companies could
consider these cars lower risk than public taxis, which may mean they
have lower premiums. When getting quotes, taxi drivers must be careful
to disclose which kind of taxi they drive, as it could significantly
affect the premium quotes they receive.
Levels of Coverage
Taxi insurance provides three levels of coverage, just as standard
car insurance does: third party, third party, fire and theft, and
comprehensive cover. Comprehensive insurance provides the most
protection, but is typically the most expensive. Third party insurance
may be described as the minimum required by UK law.
Taxi drivers could also choose between a named or an all-driver
policy. A named policy may be suitable for an individual driver who only
needs insurance for themselves and their own vehicle; an all-driver
policy is typically more suitable for a fleet.
An increasingly-popular option is telematics, or black box policies,
which use a black box device to monitor driving habits and adjust
Special Coverage and Optional Extras
Taxi drivers could choose to include some optional coverage levels in their policies.
Insurance groups may come into play when insurance companies
calculate taxi insurance premiums. There are 50 car groups, and the
higher the group a car is in, the higher the base premium for that car
will be. Categorisation may be based on factors such as car value,
performance, and power.
Comparing Taxi Insurance Policies
Making a thorough comparison of taxi insurance could be essential for
drivers, in particular because this kind of insurance could be
expensive, and it's therefore important for drivers to ensure they're
getting the coverage they need for the money they spend. Drivers could
easily compare taxi insurance online to find the policies that suit
their needs, and obtain quotes from individual insurers.
How to Minimise the Cost of Taxi Insurance
While it could be difficult to find truly cheap taxi insurance, it
might be possible for taxi drivers to reduce their premiums
significantly by choosing their policy structure carefully, and by
making choices that improve their level of risk.